Aave is a decentralized exchange that supports several blockchains, including Ethereum, Optimism, and Arbitrum. It has been certified by leading security organizations, including Sigma Prime and Trail of Bits, and is governed by a community of 120k+ members. To get started with Aave, you'll need to download the Aave application and connect your Web3 wallet.
With Aave, you'll be able to switch between variable and stable interest rates. Stable rates are more stable than variable rates, and they're less susceptible to changes in the market. With both, you can monitor your assets on your dashboard, as well as make changes as needed. If you don't like the stable interest rate, however, you can always switch to a variable one. This will make your loan rate predictable, which is convenient for those who are worried about market fluctuations.