Maple Finance is a decentralized credit marketplace that improves the capital efficiency of lending markets. It is a decentralized platform that enables anyone to become a liquidity provider and earn a yield by lending to prime corporate borrowers. Its model is largely different from other decentralized finance platforms, such as Aave and Compound, which focus on offering overcollateralized borrowing services to a broader audience.
The company's developers argue that the borrowers are carefully vetted to ensure they are creditworthy and trustworthy. By making sure borrowers have strong credit ratings and are likely to pay back their loans, they are able to access the capital market without risking their money. The lenders earn MPL tokens through this process.